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Compare Cover

Take a look at our cover comparison table to see which level of cover suits you best

         
Benefit Gold Excess Platinum Excess
Cancellation or Curtailment Up to £2,500 £195 (Loss of deposit £75) Up to £5,000 £0
Emergency Medical and other Expenses Up to £20,000,000 £195 Up to £20,000,000 £0
Hospital Benefit Up to £1,000 (£15 a day) N/A Up to £1,000 (£20 a day) N/A
Personal Accident Maximum Benefit N/A Maximum Benefit N/A
Baggage, Baggage Delay and Passport Up to £1,500 £195 Up to £3,000 £0
Personal Money and Documents Up to £300 £100 Up to £1,000 £0
Personal Liability Up to £2,000,000 £195 Up to £3,000,000 £0
Hijack N/A N/A £1,000 (£100 a day) N/A
Missed Departure Up to £500 £195 Up to £1,500 £0
Catastrophe N/A N/A Up to £1,000 £0
Delayed Departure N/A N/A £40 for each 12hrs (Up to Max £200) N/A
Holiday Abandonment Up to £1,000 (After 24hrs) £195 Up to £5,000 (After 24hrs) £0
Credit Card Fraud N/A N/A £500 £0
Legal Expenses N/A N/A Up to £20,000 £0
Strike N/A N/A Up to £300 N/A
Optional Extras: Winter Sports
(Additional premium applies)		        
Ski Equipment Up to £300 £180 Up to £600 £0
Ski Hire £300 (£30 per day) N/A £500 (£50 per day) N/A
Ski Pack £300 (£30 per day) N/A £500 (£50 per day) N/A
Piste Closure £300 (£30 per day) N/A £500 (£50 per day) N/A
Avalanche Closure Up to £300 £180 Up to £500 £0
Optional Extras: Travel Disruption
(Additional premium applies)		        
Extended Cancellation Up to £1,000 £100 Up to £1,000 £0
Extended Delay Departure £20 for first 12hrs (£10 each 12hrs thereafter up to £200) N/A £20 for first 12hrs (£10 each 12hrs thereafter up to £200) N/A
Extended Holiday Abandonment Up to £1,000 £100 Up to £1,000 £0
Extended Missed Departure Up to £500 £100 Up to £500 £0
Accommodation Up to £1,000 £100 Up to £1,000 £0
Optional Extras: Cruise Cover
(Additional premium applies)		        
Cruise Connection £500 £100 £1,500 £0
Cabin Confinement £25 per day up to £500 N/A £100 per day up to £1,500 N/A
Missed Excursions £250 £100 £750 £0
Optional Extras:
(Additional premium applies)		        
Flight Cancellation N/A N/A Up to £1,000 £0
Wedding/Civil Partnership N/A N/A Up to £2,000 £0
Business Cover N/A N/A Up to £2,000 £0
Golf Equipment N/A N/A Up to £2,000 £0
Golf Equipment Hire N/A N/A £400 (£75 per day) N/A
Green Fees N/A N/A £400 (£75 per day) N/A
Gadget Cover £1,000 £100 Up to £1,000 £0

 

What’s not covered

  • Claims arising directly or indirectly as a result of Your failure to comply with the important conditions relating to health shown in the policy wording.
  • Travel to a country or area where the Foreign, Commonwealth and Development Office have advised against all travel or all but essential travel.
  • Taking part in Winter Sports activities unless We provide cover as shown in the validation certificate and appropriate premium paid.
  • Losses due to War or hostilities, civil unrest or any similar event.
  • Claims arisen directly or indirectly as a result of drinking too much alcohol, alcohol abuse or alcohol dependency.

For the full list of exclusions please read the Policy Wording.