Health Screening

Important Conditions Relating To Health.

Please note certain medical conditions will incur an additional premium.

Tel: 0818 286 539


Medical Screening Line Opening Hours

Private Health Insurance Members

If you hold a valid private health insurance with a minimum of 55,000 of inpatient medical cover abroad and have declared your private health insurance details to us(Annual Multi Trip and Single Trip policies only), then you do not need to contact the medical screening line as detailed below. This does not apply to Backpacker policies in which case you must contact the medical screening line as detailed below.

Non Private Health Insurance Members

Do you have or have you had any medical condition(s) for which you are taking or have taken prescribed medication or are waiting to receive, or have received treatment (including surgery, tests, or investigations) within the last 2 years?

If so, it is a condition of this policy that you will not be covered for any claims arising directly or indirectly from this medical condition(s) unless you contact us on 0818 286 539 and we have agreed in writing to cover your medical condition(s). Please see below for limitations on the above.

If you have only one medical condition and it is one of those shown in the table below, then this will be covered under the policy without the need to contact us. If you have more than one of the below medical conditions you must contact the Medical Screening Line or if you have any other medical condition in addition to any of the below, you must declare all conditions to medical screening.




Achilles Tendon Injury Acid Reflux
Acne Anal Fissure/Fistula
Allergy (requiring non prescriptive treatment only) Bells Palsy (in isolation only)
Benign Prostatic Enlargement Blindness
Broken/Fractured Bones (not head or spine) Carpal Tunnel Syndrome
Cataracts Colds or Influenza
Colitis (no hospital admissions in last 12 months) Corneal Graft
Cuts & Abrasions (non self-inflicted) Cyst Breast (Benign)
Cyst Testicular (Benign) Cystitis
Diarrhoea and/or vomiting (resolved) Dislocated Hip
Dyspepsia Eczema
Epididymitis Essential Tremor
Fungal Nail Infection Gall Bladder Removal (if more than 3 months ago)
Gastric Reflux Glandular Fever
Glaucoma Gout
Hayfever Hemorrhoids (Piles)
Hernia (not Hiatus) Hip Replacement
HRT (Hormone Replacement Therapy) Hyperthyroidism (Overactive Thyroid)
Hypothyroidism (Underactive Thyroid) Hypercholesterolaemia (high cholesterol)
Hysterectomy (provided carried out more than 6 months ago) Irritable Bowel Syndrome
Macular Degeneration Menopause
Menorrhagia Migraine (confirmed diagnosis, no on-going investigations)
Myalgia (Muscular Rheumatism) Myalgic Encephalomyelitis (ME) (if the only symptom is fatigue)
Nasal Polyp(s) Neuralgia, Neuritis
Nut Allergy Osteochondritis
Osteoporosis, Osteopaenia (fragile bones) NO vertebral (backbone) fractures Pelvic Inflammatory Disease
Psoriasis Reflex Oesophagitis
Rheumatism Rhinitis (Allergic)
Shingles (Herpes Zoster) Shoulder Injury
Sinusitis Sleep Apnoea
Tendon Injury Tonsilitis
Underactive Thyroid Uriticaria
Varicose Veins legs only (if GP has confirmed that client is fit to travel)  



It is a condition of this policy that you will not be covered under Section A (Cancellation or Curtailment Charges), Section B (Emergency Medical and Other Expenses), Section C (Hospital Benefit), Section D (Personal Accident) and Section X3 Green Fees for any claims arising directly or indirectly from:

At the time of taking out this policy or at the time of booking the trip:


At any time:


0818 28 65 28
(01) 2478977
IE UK